18 Feb

The Strata Insurance Issue Explained

General

Posted by: Gregory Ero

Until recently there has not been much in the way of official press releases from the insurance industry, and just this week the Insurance Brokers Association of BC provided a comprehensive document outlining why we have a problem and how it is affecting strata corporations. I encourage current strata owners to have a read of […]

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7 Aug

Is Vancouver real estate truly the most expensive in Canada?

General

Posted by: Gregory Ero

A new study by Zoocasa shows that homes in Vancouver may be costly to buy, but they are cheaper to own than in other cities. Out of the 25 major cities studied, Vancouver has the lowest property tax rates which can more than offset the higher prices of housing in that city. The owner of […]

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31 May

Are variable-rate mortgages a better deal than fixed-rate ones?

General

Posted by: Gregory Ero

Canada’s big banks are locked in a competitive pricing war over variable-rate mortgages, but economic trends point to more interest rate hikes ahead — leaving Canadian mortgage borrowers struggling to interpret the mixed messages. The Bank of Canada has raised its trend-setting interest rate once this year and is expected to do so at least […]

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16 Nov

What you need to know about the new mortgage rules

General

Posted by: Gregory Ero

The Office of the Superintendent of Financial Institutions (OSFI) issued a revision to Guideline B-20 on October 17, 2017. The changes will go into effect on January 1, 2018, and will require conventional mortgage applicants to qualify at the Bank of Canada’s five-year benchmark rate or the customer’s mortgage interest rate +2%, whichever is greater. […]

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10 Mar

Looking for your best mortgage rate? Here are 20 questions to ask

General

Posted by: Gregory Ero

Robert McLister Published Thursday, Feb. 02, 2017 12:30PM EST Last updated Thursday, Feb. 02, 2017 11:19AM EST “What’s your best mortgage rate?” was once a fairly straightforward question. These days, it’s impossible to respond intelligently to it without asking a litany of other questions. That’s true today more than ever thanks to recent federal rule […]

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7 Feb

Six body language acts that could lose or win you friends

General

Posted by: Gregory Ero

Body expert Alan Pease, co-author of The Definitive Book of Body Language, reveals the signals you may be sending without even realising it and how to change them. 1. Crossing your body “Most people, when they’re giving bad news, have a tendency to cross their arms on their chest or hold hands with themselves in front […]

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25 Jan

4 STEPS TO A FINANCIALLY FIT YOU IN 2017!

General

Posted by: Gregory Ero

Well, you have likely noticed that it is time for resolutions according to the plethora of fitness equipment and organizational plastic bins on sale in every flyer you open. It seems fitting that we take a 4 step approach to positioning yourself for financial fitness in 2017 as well. So first of all, I am going […]

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